Broker-Dealer Services

When it comes to locating dependable investments that align with your credit union’s policies and risk tolerance, how important is the expertise of a seasoned broker-dealer? Would that essential expertise be even more valuable if the broker-dealer worked on behalf of credit unions each day?

Balance Sheet Solutions, LLC, an organization built by credit unions for credit unions, makes each credit union’s investment objectives its top priority. As a wholly-owned CUSO of Alloya Corporate FCU, the organization combines:

	Market insight
	A vast knowledge of suitable investments for credit unions
	An understanding of credit union regulatory matters
	A blend of expertise: former investment managers, bank and credit union executives, CFA charter holders, deep capital markets experience

One big difference sets the organization apart.
Unlike many brokers, credit union-owned, credit union-focused Balance Sheet Solutions does not carry an inventory of investments it must sell. Instead, its team narrows the scope of instruments that adhere to each credit union's risk profile as well as industry regulations. As such, the broker-dealer team acts purely in the interest of its client: the credit union.

Many of your peers already utilize Balance Sheet Solutions' services - some since 2002 when the service organization was formed. In fact, hundreds of credit unions, representing virtually every asset size, put the broker-dealer to work on a regular basis to purchase marketable securities and brokered CDs.

Financial Literacy
As credit union professionals seek ways to enhance their financial literacy, Balance Sheet Solutions is committed to providing convenient, easy-to-access education. Free webinars are available 24/7 via the organization's website and new topics are added each month. Educational consultations are also an option.

Strategic Purchasing... What is It?
Did you know that revenue from Balance Sheet Solutions strengthens Alloya Corporate by building its retained earnings? By engaging in "strategic purchasing" and putting the CUSO's broker-dealer services to work for your credit union, you help build a stronger corporate. A stronger corporate is positioned to deliver the benefits of aggregaion, new products and other advantages to you and other members.

Products
A broad selection of fixed income investments are offered through Balance Sheet Solutions, including:

Marketable Securities
U.S. Teasury Securities
Federal Agency Securities
Mortgage-Backed Pass-Through Securities
CMOs/REMICs
Brokered Certificates

Learn More
Visit www.balancesheetsolutions.org.

*Balance Sheet Solutions, LLC is a Securities and Exchange Commission (SEC) registered broker-dealer and investment advisor and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).